HVAC Financing Options, Connecticut

Financing Options

Available through CT Heat Loan and Energize CT

We are a Capital For Change Registered Energize CT, Heating Loan Contractor.

Contact us to get an estimate for qualifying improvements and for personalized guidance navigating these loan programs. 

0.99% APR Heating Loan Connecticut

0.99% APR Heating Loan

Available through CT Heat Loan Program

This program offers low-interest financing for the installation of new energy-efficient heating systems, (such as boilers, furnaces, and heat pumps) that meet ENERGY STAR* or higher ratings for heating equipment.

Call our office to learn more and for personalized guidance navigating these loan programs.

Residential Financing Options

Available through CT Heat Loan Program and Energize CT
HVAC Micro Loans Connecticut
Micro Loans
Loan by Energize CT

Home Energy Solutions℠ (HES) participants may qualify for 0%, fixed-rate loans of $1,000 to $3,000. Eversource and UI customers can make loan payments through their utility bill.

HVAC Smart E-Loans Connecticut
Smart-E Loans
Loan by Energize CT

This program offers no money down, low-interest financing with flexible terms. Over 40 home improvement projects may qualify including installation of high efficiency HVAC, solar PV, Electric Vehicle Recharging Station, insulation, and more.

Heating Loan Connecticut
Heating Loan
Loan by Energize CT

This program offers financing up to $15,000 at a 0.99% interest rate for the purchase and installation of eligible energy-saving heating equipment including boilers, furnaces and electric heat pumps. Repayment is available through your electric utility bill.

HVAC Energy Conservation Loan Connecticut
Energy Conservation Loan (Emergency)
Loan by Energize CT

The Energy Conservation loan program is limited to emergency situations only (non-working heating systems and leaking roofs). Applicants must be ineligible for other programs in order to qualify for an emergency loan.

HVAC Multi-Family Loans Connecticut
Multifamily Property Loans
Loan by Energize CT

Energy efficiency upgrades of multifamily buildings or complexes with five or more units, made through the Multifamily Program, may qualify for incentive dollars and financing the balance of the energy efficiency upgrade project costs.

Low APR HVAC Heating Loans Connecticut
0.99% APR
Heating Loan
Loan by CT Heat Loan Program

This program offers low-interest financing for the installation of new energy-efficient heating systems, (such as boilers, furnaces, and heat pumps) that meet ENERGY STAR* or higher ratings for heating equipment.

Fire and Ice Heating and Air Conditioning
A Division of Baldis & Frank, Inc.
518 Salmon Brook St Unit 1, Granby, CT 06035
Phone 860-982-0638  ~  Email: info@fireandicegranby.com
Connecticut License # S1-0300183
Massachusetts License # BU-319805-MA and # BU-320143-MA
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